Step by Step
I'm thinking about my budget
Work out your real budget for buying in Spain. Start with the calculator, then set aside 10-15% for taxes and fees so the figure you shop with is the true one.
What will it really cost me?
The real cost of buying in Spain: transfer tax (ITP) by region, VAT on new builds, notary, legal and plusvalía fees. Budget 10-15% on top, explained plainly.
Will I need a mortgage - and can I even get one?
Can foreigners get a mortgage in Spain? How much you can borrow (60-70% for non-residents), rates, terms and how the process works. A clear guide.
I'm ready to start looking properly
Stop scrolling, start searching. Use alerts, favourites and a shortlist to find the right Spanish property and learn the market before you ever visit.
I keep falling in love with properties I shouldn't
Keep falling for charming ruins and places that don't fit your brief? How to stay disciplined when buying in Spain, especially around renovation projects.
I'm ready to make some enquiries
About to contact agents about a Spanish property? What to say, the questions to ask, and how to spot a good agent, the relationship that makes the move work.
I'm thinking about a viewing trip
Make your Spanish viewing trip count. How to plan viewings, pace the days, see the area not just the house, and why you shouldn't decide on the spot.
I've seen a property I love - now what?
Found the one in Spain? The seven questions to answer and the Nota Simple to check before any money changes hands. Slow down for the essential checks.
I'm ready to make an offer
How making an offer works in Spain: the reservation contract, the Arras purchase contract and the 10% deposit, and what each one commits you to.